How Our Legal Terms Govern Your Account
These terms apply the moment you open an account with 99 xo. They cover who is eligible to access the platform, how account funds are handled, what happens if your account is suspended, and how any dispute gets resolved. Eligibility is not automatic — it is
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tied to the laws of your local region, and we do not accept accounts from jurisdictions where access is not permitted. When you add funds via bKash, Nagad, or Rocket, those transactions are subject to both these legal terms and the individual policies of your chosen
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payment provider. We do not control processing rules set by those wallet services. Account balances are held according to our platform rules; withdrawals back to your bKash, Nagad, or Rocket wallet are processed in line with verification requirements described in our full terms document. If any
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clause of these terms conflicts with local law in your eligible region, the local law takes precedence. We update these terms when required, and continued use of the account after an update constitutes acceptance of the revised version. You can request a copy of the current
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terms at any time through our support channel.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.